Did you clear the university study loan you received from the Higher Education Loans Board (Helb)?
If not, you may be one of the 85,000 Kenyans the board says it is going to name and shame in 30 days.
Helb, which has been smoking out defaulters in every possible hideout, says it will also publish photos of the men and women who have failed to repay their loans, now standing at Sh50 billion.
In a statement on Sunday, the board said defaulters will have 30 days to come forward and explain how they will repay the loans.
The national higher education financier says it requires the cash to help other poor Kenyans realise their dream of acquiring degrees and diplomas.